Terms of Use

Welcome to www.CarpenterAnalytix.com, a website of Carpenter Analytical Services (Analytix).  As a site user, you agree to all terms of this agreement.  Site users and subscribers are to read and acknowledge the site Disclaimer page, which is incorporated by reference in these Terms of Use. The site user bears total responsibility for his or her investment decisions, and agrees that any use or reliance on information obtained at or through the CarpenterAnalytix.com site shall be at user’s sole risk.

Site content is protected by copyright.  Any site information, data, graphics, comment or opinion is available for your individual use (or your firm’s use, if so registered), and shall not be shared, reproduced or distributed to others.  User agrees not to alter or amend or create derivative works from any site content, except with explicit written permission from CarpenterAnalytix.  Your individual (or firm’s) use may include retrieval, download, and single copy prints. Multiple reproduction is permitted only by prior written permission.

CarpenterAnalytix.com may provide links to other (third party) sites. Such links are solely for user convenience, and may be altered or discontinued at any time.  CarpenterAnalytix.com assumes no responsibility for function or content of such third party sites. User agrees to respect all rules or terms of use of any third party sites accessed via CarpenterAnalytix.com.

Carpenter Analytix retains the right to add, modify, discontinue, delay or omit site content at any time.  Such changes that are deemed substantive for subscribed services will be posted on the site. CarpenterAnalytix.com reserves the right to amend the Terms of Use at any time, with notice posted on the site.  After such posting, any continued site use shall constitute acceptance of then-current Terms. CarpenterAnalytix.com may limit, suspend or cancel access to the site at any time.

Users are responsible for the security and confidentiality of their user names, passwords, or other site-specific identifiers. Users must notify CarpenterAnalytix.com immediately in case of misappropriation of user’s site identifiers. Site users agree not to impersonate others, nor to employ any misleading alias in site communications.

Site users may cancel registration or subscription at any time, for any reason or for no reason. Such right of cancellation shall be the user’s sole remedy for any user problem, complaint, incident or dissatisfaction. For cancellation of paid services, full refunds are allowed for unused subscription beyond the full calendar quarter following the next-arriving end-of-quarter date.

CarpenterAnalytix.com does not warrant any site content, or access to content, as error free, virus free, timely, reliable, complete, or continuously available.  Nor is there any such warranty from any principals, sponsors, contributors or agents.  Purchases, sales or offers of any information, service or merchandise via this site are accepted only at the user’s sole risk.  All content provided via this site is provided on an “as is” basis. Content is provided with no warranties of any kind, express or implied, as to title, merchantability or suitability for any particular purpose.  User acknowledges that past performance is no guarantee of future results.

S&P Hedge Fund Indexes are under license from Standard and Poor's Corporation.  Click SPHFI for copyright notice.  Dow Jones Hedge Fund Benchmarks are under license from Dow Jones & Company, Inc.  

These items posted under “Terms of Use,” together with any items incorporated by reference, constitute the entire agreement as to use of CarpenterAnalytix.com web site. No waiver, default or breach of any term or terms of this agreement shall constitute a waiver of any other term or terms.  CarpenterAnalytix.com will not assign any site agreement except upon notice to and assent of the user.

See Disclaimer page.

Nothing at this site is offered as advice or recommendation.
All site content is subject to full Disclaimer statement and Terms of Use.
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